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3 Ways You Can Reduce Your College Education Costs

Aug 23, 2018 by

It’s no secret, getting a college education in the United States isn’t cheap and it’s not getting cheaper either. Many parents and self-supporting students are feeling the crunch and according to a Pew study that was conducted in 2011, a whopping 75% of the people asked said that they thought college education was just too expensive.

However, a lot of this has to do with prejudices and misconceptions we may have about what constitutes a good education. A lot of people may also not be aware of all the alternatives and resources there are out there for those who want to get a good education for less. In this article, we’re going to give you a few tips on how you could significantly reduce the costs associated with your college education.

Choose Your College Wisely

The college you end up choosing will have a huge impact on the total cost of your education. You can decide to go to a small public university, a larger one or a large private university for instance. The gap in tuition fees between these options can be significant. For instance, the gap between a small public university and a larger one can be over $20,000 per year in tuition.

But at the end of the day, paying more in tuition won’t ensure that you’ll get a better education or that you’ll have access to better positions contrary to what many people may think. Careers that ask for advanced degrees won’t look at the school as much as they’ll look at the results for various standardized tests. So instead of thinking that a more expensive school automatically translates into better career prospects, you should put more emphasis on the quality of the program instead if you want to get a better chance of success.

You should also look for a college that offers additional assistance as well. If you need a laptop for college for instance, you could look for colleges that provide laptops. If you’re looking for a no cost laptop for college, many colleges will offer top of the line laptops to their students as an additional perk. And a laptop provided by college will be more likely to have all the specs necessary for your classes as well.

Other things you should be looking of are free career and tutoring services, lab supplies and uniforms, health services, and manuals available on loan as well.

Take a Look at Low Interest Loans

The Federal Government has a wide number of different financial assistance programs available to college students in the form of low interest loans. While direct subsidized loans are awarded based on need, direct unsubsidized loans aren’t.

But whatever you do, it would be wise that you complete your FAFSA form if you’re looking for financing. This will allow you to determine which type of financing options are open to you. While you should be aware of deadline times, you should send your application as soon as possible if you want to increase your chances. Many programs work on a first come first serve basis, so the sooner you apply, the more offers you’ll get access to. You should also know that submitting your FAFSA form doesn’t obligate you to anything, it only gives you access to some of the options that are available.

Look for Grants and Scholarships

For some reason, a lot of students may think that applying for grants and/or scholarships is just a waste of time. But there are tons of different options available and they don’t all have to do with athletics or academics either. State governments, colleges, the federal government, and private organizations make scholarships available to students of all classes, backgrounds, and needs. While it is true that as a rule, scholarships will often be given out based on merit and grants based on need, that’s not always the case.

The Dell Scholars program, for instance, has no GPA requirements but will often be awarded for students in need. Others will be given to students who decide to enter a particular field, irrespective of their academic accomplishments. Employers will also sometimes offer scholarship programs as part of their benefits packages.

So, don’t be afraid to look around and see if there’s a scholarship or grant you could quality for. The College Board has a great free scholarship search you can use. Other search sites like CollegeNET.com, Fastweb.com, and Scholarships.com also allow you to search for scholarships for free. Your high school counselor could also direct you towards a scholarship you may be eligible for, so make sure you ask them as well.

Cutting your college expenses is possible when you take the time to access the right resources and expand your horizons. Make sure that you use all the tools at your disposition if you want to significantly reduce your overall costs and get a competitive degree for less.

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